OGFZA Staff Cooperative
OGFZA Staff Cooperative
A member-owned savings and credit cooperative built for OGFZA staff. Save together, borrow on fair terms, and watch your balance grow in a system every member can see into.
The Onne Oil and Gas Free Zone Authority Staff Co-operative Investment and Credit Society was registered in Port Harcourt on 19 April 2013 (Registration No. RS 26062), founded by staff of the Oil and Gas Free Zones Authority to give colleagues a way to save and borrow on terms they set for each other, rather than on commercial bank terms.
Every naira contributed remains the member's own equity - the cooperative exists to hold it, grow it, and lend against it responsibly, with the full record open to the member it belongs to.
Membership is open to eligible OGFZA staff who want to save consistently and borrow affordably alongside colleagues who share the same goal - a standing commitment to the welfare of Oil and Gas Free Zones Authority staff, through affordable loans and real investment opportunities.
Every product below draws from the same member record, so your savings, loans, and statements always agree with each other.
Monthly CCCF, Equity, and Thrift contributions are deducted directly from payroll and posted to your account automatically each month, with your running balance visible any time in your member dashboard.
Members in good standing can apply for a loan against their savings history. Loans carry a transparent, fixed interest rate agreed by the cooperative, with monthly repayment deducted alongside your regular contributions.
Want to save beyond your payroll deduction? Self-transfer lets you top up CCCF, Equity, or Thrift directly, tracked separately on your statement so it never gets mixed up with your regular contribution.
Every member can view an always-current statement covering contributions posted, loan repayments deducted, and your total balance - the same ledger the cooperative itself works from.
Elected and appointed members responsible for the cooperative's day-to-day operation and financial decisions.
Confirmed and eligible OGFZA staff can join at any time. Once registered, you gain access to monthly savings tracking, member loans, and a personal dashboard showing your full financial record with the cooperative.
Registration takes a few minutes. An existing staff member can also refer you directly.